Terms of Service

Draft for legal review. A lending attorney must approve the final terms, disclosures, notices, and jurisdiction-specific language.

Applications are not approvals

Submitting an application does not guarantee approval, funding, or any particular loan terms. Final terms are subject to review, verification, underwriting criteria, and applicable law.

Disclosures

The final service must display all required rate, fee, payment, authorization, adverse-action, credit-reporting, electronic-communications, and state-specific lending disclosures before an applicant submits or accepts an offer.

Account security

Applicants are responsible for keeping their application number and password confidential and for reporting suspected unauthorized access.

Contact

Use the available support channels for questions about applications, document reviews, or account access.